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Quran Ayat regarding Debt

Debt is a reality that touches many lives, and the Quran addresses it with remarkable depth and practicality. This page organizes Quran Ayat about Debt in a clear, thematic format, allowing readers to explore the verses that speak to borrowing, lending, and financial responsibility. By bringing these passages together, we aim to make it easier for you to study the original Arabic text alongside trusted translations and Tafsir, helping you understand the context and wisdom behind each revelation.

Debt in the Quran is not merely a set of rules; it is a framework for justice, compassion, and social harmony. The verses cover everything from the importance of written contracts to the ethics of repayment and the treatment of those who struggle to pay. Through Quranic guidance, we see that financial dealings are never isolated from spiritual accountability, and that even in matters of money, believers are called to uphold fairness and mercy. This collection is designed to support your study, whether you are a student of knowledge, a researcher, or someone seeking practical wisdom for daily life.

As you navigate these pages, you will find that the Quran’s teachings on debt are both timeless and deeply relevant. We encourage you to reflect on the Quranic principles for financial ethics, the importance of fulfilling obligations, and the role of forgiveness in debt resolution. Each verse is presented with care, and we hope this resource becomes a valuable companion in your journey of understanding the divine message.

Ayah 282

يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓاْ إِذَا تَدَايَنتُم بِدَيۡنٍ إِلَىٰٓ أَجَلٖ مُّسَمّٗى فَٱكۡتُبُوهُۚ وَلۡيَكۡتُب بَّيۡنَكُمۡ كَاتِبُۢ بِٱلۡعَدۡلِۚ وَلَا يَأۡبَ كَاتِبٌ أَن يَكۡتُبَ كَمَا عَلَّمَهُ ٱللَّهُۚ فَلۡيَكۡتُبۡ وَلۡيُمۡلِلِ ٱلَّذِي عَلَيۡهِ ٱلۡحَقُّ وَلۡيَتَّقِ ٱللَّهَ رَبَّهُۥ وَلَا يَبۡخَسۡ مِنۡهُ شَيۡـٔٗاۚ فَإِن كَانَ ٱلَّذِي عَلَيۡهِ ٱلۡحَقُّ سَفِيهًا أَوۡ ضَعِيفًا أَوۡ لَا يَسۡتَطِيعُ أَن يُمِلَّ هُوَ فَلۡيُمۡلِلۡ وَلِيُّهُۥ بِٱلۡعَدۡلِۚ وَٱسۡتَشۡهِدُواْ شَهِيدَيۡنِ مِن رِّجَالِكُمۡۖ فَإِن لَّمۡ يَكُونَا رَجُلَيۡنِ فَرَجُلٞ وَٱمۡرَأَتَانِ مِمَّن تَرۡضَوۡنَ مِنَ ٱلشُّهَدَآءِ أَن تَضِلَّ إِحۡدَىٰهُمَا فَتُذَكِّرَ إِحۡدَىٰهُمَا ٱلۡأُخۡرَىٰۚ وَلَا يَأۡبَ ٱلشُّهَدَآءُ إِذَا مَا دُعُواْۚ وَلَا تَسۡـَٔمُوٓاْ أَن تَكۡتُبُوهُ صَغِيرًا أَوۡ كَبِيرًا إِلَىٰٓ أَجَلِهِۦۚ ذَٰلِكُمۡ أَقۡسَطُ عِندَ ٱللَّهِ وَأَقۡوَمُ لِلشَّهَٰدَةِ وَأَدۡنَىٰٓ أَلَّا تَرۡتَابُوٓاْ إِلَّآ أَن تَكُونَ تِجَٰرَةً حَاضِرَةٗ تُدِيرُونَهَا بَيۡنَكُمۡ فَلَيۡسَ عَلَيۡكُمۡ جُنَاحٌ أَلَّا تَكۡتُبُوهَاۗ وَأَشۡهِدُوٓاْ إِذَا تَبَايَعۡتُمۡۚ وَلَا يُضَآرَّ كَاتِبٞ وَلَا شَهِيدٞۚ وَإِن تَفۡعَلُواْ فَإِنَّهُۥ فُسُوقُۢ بِكُمۡۗ وَٱتَّقُواْ ٱللَّهَۖ وَيُعَلِّمُكُمُ ٱللَّهُۗ وَٱللَّهُ بِكُلِّ شَيۡءٍ عَلِيمٞ

282. O you who believe! When you contract a debt [748] for a specific term, write it down [749] and let a scribe write it in your presence justly. And the scribe should not refuse [750] to write it as Allah has taught him. Let him on whom the liability [751] falls dictate [752] and fear Allah [753], Who is His Lord and do not leave anything out of it. But, if the one who has the obligation is of low understanding [754] or weak or unable to dictate himself, then let his guardian dictate justly. And make two witnesses from among your men [755]. Then, if two men are not available, then a man and two women. Such witnesses as you like [756], so that if one of them (woman) errs, then the other can remind her [757]. And when the witnesses are called, they should not refuse to come [758] and not take it as a burden. The liability, be it small or big [759], write it down along with its fixed period. That is more just in the sight of Allah and stronger as evidence and more likely to prevent doubt, except for ready merchandise, which you give or take from hand to hand. There is no sin [760] on you if you do not write it and take witnesses when you conclude a contract. Let no scribe be harmed or any witness [761], for if you do so, then it would be your insubordination [762]. And fear Allah and it is Allah who instructs you. Verily, Allah is the Knower of all things.

Surah Name : Al-Baqarah   Surah Number : 2   Ayat Number: 282

Ayah 46

أَمۡ تَسۡـَٔلُهُمۡ أَجۡرٗا فَهُم مِّن مَّغۡرَمٖ مُّثۡقَلُونَ

46.And do you ask from them a reward[54], but they are burdened with debt [55].

Surah Name : Al-Qalam   Surah Number : 68   Ayat Number: 46

Ayah 66

إِنَّا لَمُغۡرَمُونَ

66.That verily, we are ruined and fallen in debt [61].

Surah Name : Al-Waqiah   Surah Number : 56   Ayat Number: 66

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